{"id":3095,"date":"2021-05-17T12:36:38","date_gmt":"2021-05-17T12:36:38","guid":{"rendered":"https:\/\/jazmin-thai-masszazs.hu\/gyfk\/"},"modified":"2022-05-09T10:53:18","modified_gmt":"2022-05-09T08:53:18","slug":"faq","status":"publish","type":"page","link":"https:\/\/jazmin-thai-masszazs.hu\/en\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_post_title meta=”off” featured_image=”off” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_post_title][et_pb_text _builder_version=”4.17.3″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Q&A questions <\/u> <\/strong><\/p>\n

CARD ACCEPTANCE <\/strong><\/p>\n

What types of cards can I pay for? <\/strong><\/p>\n

With VISA and Mastercard embossed cards, respectively. with some VISA Electron, V Pay cards. The possibility to use VISA Electron cards online depends on the bank issuing the card. The VISA Electron bank card issued by CIB can be used for online purchases.<\/p>\n

Which bank cards are eligible for online payments? <\/strong><\/p>\n

With all VISA and Mastercard \/ Maestro cards that have been authorized for online payment by the card issuing bank, as well as web cards specifically designed for internet use.<\/p>\n

Can I pay with credit cards? <\/strong><\/p>\n

Points collection cards issued by merchants \/ service providers containing loyalty points cannot be paid for online.<\/p>\n

Can I pay with co-branded cards? <\/strong><\/p>\n

It is possible to pay with any co-branded card that is a MasterCard or VISA based card suitable for online payment.<\/p>\n

PAYMENT PROCESS <\/strong><\/p>\n

How does the online payment bank background process work? <\/strong><\/p>\n

The customer initiates the payment on the merchant \/ service provider’s website after choosing the bank card payment method, as a result of which he is transferred to the payment page of the Bank with a secure communication channel. To make a payment, you must provide your card number, expiration date, and the 3-digit verification code on the signature strip on the back of the card. You initiate the transaction, from then on the card goes through real-time authorization, within which the authenticity, coverage and purchase limits of the card data are checked. If all the data is sufficient to continue the transaction, the amount to be paid will be blocked on your card by the bank holding the account (card issuer). The amount will be debited (deducted) within a few days, depending on the bank holding the account.<\/p>\n

How is online card shopping different from traditional shopping? <\/strong><\/p>\n

We distinguish between Card Present and Card not Present transactions. The Card Present transaction is performed using a POS terminal device. After removing the card and entering the PIN code, the terminal will contact the cardholder’s bank, via the authorization center, and via the VISA or MasterCard network, depending on the type of card and the card issuer. Validity and coverage checks (authorization) take place here. Going back on the former route, the POS terminal (or the merchant) will receive approval or rejection. The buyer signs the receipt. A Card not Present is a transaction in which the credit card is not physically present. This includes transactions carried out by letter, telephone or electronic means (Internet), in which case the customer (cardholder) initiates the transaction by entering the card details requested on the secure (256-bit encrypted) payment page. You will receive a so-called an authorization number equal to the number on the paper-based receipt.<\/p>\n

What does the booking mean? <\/strong><\/p>\n

The transaction is immediately followed by a reservation (blocking) when the bank becomes aware of it, as the official data must first be received for the actual debit, which takes a few days and below which the purchased amount can be spent again. Therefore, with the reservation, the money bought or withdrawn is separated and placed under the reservation. The booked amount belongs to the account balance, ie it bears interest, but once again it cannot be spent. The reservation ensures the rejection of transactions that are no longer covered, although in principle the account balance would still allow this.<\/p>\n

FAILED PAYMENTS AND ACTION <\/strong><\/p>\n

When can a transaction fail? <\/strong><\/p>\n

Usually a payment order not accepted by the card issuing bank (i.e. where the customer received the card); but in the case of the use of a bank card, this may also be due to the fact that due to a telecommunication or IT error, the request for authorization will not reach the bank issuing the card.<\/p>\n

Card error <\/strong><\/p>\n